Products and Services We offer a variety of checking accounts and savings plans to suit your special needs. We are an independent bank, our products and services are designed for customers within our local community. We want to make sure your money is always working FOR YOU! Checking and Savings Accounts Certificates of Deposit make an excellent short or long-term choice for investments. Our Certificates are designed to give you the most competitive rates available...combined with the safety and security you associate with this popular investment. FDIC insured. Certificates of Deposit and Individual Retirement Accounts In addition to the wide range of deposit accounts, we offer many financing programs. We take pride in our Loan Department staff and service we provide. Whether your need is for a real estate, home improvement, vehicle, personal, or agricultural/commercial loan, you are assured of receiving concerned interest toward your loan request. Loan Services We are a full service bank providing a wide range of other banking services to compliment our banking products. Other Products and Services   Checking and Savings Accounts   Security Plus Checking       No minimum or average balance required Unlimited check writing (no activity charges) SHAZAMChek card - no fees Free bank drafts and travelers checks Free photo copies (Limit 25 per month) Free fax services (Limit 6 per month) One low monthly service charge fee of $7.50   Regular Checking       $300.00 average daily balance to avoid monthly service charge SHAZAMChek card - no activity fees if the $300.00 average daily balance is maintained   Now Checking       Interest bearing - variable rate $1,000.00 average daily balance required SHAZAMChek card - no activity fees if the $1,000.00 average daily balance is maintained   Super Now Checking       Interest Bearing - variable rate $2,500.00 average daily balance required SHAZAMChek card- no activity fees if the $2,500.00 average daily balance is maintained   Statement Savings       No minimum balance required Competitive variable interest rates Interest paid and compounded quarterly Semi-annual statements   Money Market Savings       $1,000.00 minimum balance required Competitive variable money market rates Limited to 6 preauthorized or telephone transfers per month Interest paid and compounded monthly Monthly statements Fees could reduce earnings   Security Money Market Savings       $25,000 minimum balance Competitive premium money market rates Limited to 6 preauthorized or telephone transfers per month Interest paid and compounded monthly Monthly statements Fees could reduce earnings   Preferred Money Market Savings       $50,000 minimum balance required Competitive variable money market rates Interest paid and compounded monthly Limited to 6 preauthorized or telephone transfers per month Monthly statements Fees could reduce earnings   Premium Money Market Savings       $100,000 minimum balance required Competitive variable money market rates Interest paid and compounded monthly Limited to 6 preauthorized or telephone transfers per month Monthly statements Fees could reduce earnings For full disclosure or additional information on all Security State Bank checking and savings accounts ask a bank representative at any location. Certificates of deposit and IRAs   Certificates of Deposit       Broad range of maturity terms from 30 days to 5 years Interest payment options - compound, transfer to checking or savings account, or mailed to you by check on a monthly, quarterly, semi-annual or a maturity basis   Individual Retirement Accounts       Roth IRA - tax free earnings Traditional IRA For full disclosure and current interest rate information on all Security State Bank Certificates of Deposit and IRAs ask a bank representative at any location. Loan Services     Personal Loans Vehicle Loans Real Estate Loans Home Improvement Loans Agricultural Loans Commercial Loans Home Equity Lines of Credit For more information on our loan services, you may contact a loan officer at any location. Other Banking Services     Safety Deposit Boxes Customer Safekeeping 24-Hour Night Drop Service Overdraft Protection 24-Hour SHAZAM ATM services Credit Cards Credit Card Cash Advances Bank Drafts Wire Transfers Bank by Mail Travelers Checks Savings Bond Sales Notary Public Services Fax Services Telephone Transfers
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